AML/CTF Tranche 2 is live — compliance deadlines are now

Privacy compliance,
built for every
Australian business.

Start with a $99 Privacy Diagnostic — instant, anonymous, and scored across all 13 Australian Privacy Principles and AML/CTF obligations. Built for the Tranche 2 moment. Built to scale with every business the Privacy Act touches.

AML/CTF Tranche 2
days since commencement · 1 July 2026
AUSTRAC Enrolment Deadline
days remaining · 29 July 2026
ADM Transparency (APP 1.7–1.9)
days remaining · 10 December 2026
Compliance Assessment Engine
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Expert Verification
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Document Remediation
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Ongoing Compliance Monitoring
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💬 Expert Support On-Demand

The rules
changed.

Australia's privacy and AML/CTF regulatory environment shifted more in the 18 months to mid-2026 than in the previous decade. Most affected businesses have done little or nothing about it.

The OAIC has moved to enforcement-led regulation. Civil penalties run up to $50 million or 30% of adjusted turnover. A new statutory tort means individuals can now sue directly. The cost of inaction has never been higher.

Check Your Position →
Live Now · 1 July 2026

AML/CTF Tranche 2 Commenced

Real estate agents, accountants, lawyers, and financial planners providing designated services are now reporting entities. AUSTRAC enrolment deadline is 29 July 2026. AML/CTF Programs must be in place.

In Force · 10 June 2025

Statutory Tort for Serious Invasions of Privacy

Individuals can now sue for intrusion upon seclusion and misuse of private information — independently of the Privacy Act. Real estate, professional services, and any business holding sensitive data is exposed.

Active Now

Criminal Doxxing Offences

Publishing personal data to menace or harass is now a criminal offence. Staff who name clients in online disputes carry a new legal exposure for your business.

Commencing · 10 December 2026

Automated Decision-Making Transparency

APP 1.7–1.9 requires Privacy Policy disclosure of AI and algorithmic tools used in decisions affecting individuals. Most tenant screening and client-facing AI tools are caught.

OAIC Enforcement Posture · 2026

Active Compliance Sweeps Underway

The OAIC has commenced targeted sweeps of privacy policies. Boilerplate, generic, or outdated policies are a live enforcement target. Tiered civil penalties up to $50M or 30% of adjusted turnover apply.

Technology-driven.
Expert-verified.

Our compliance engine does the heavy lifting. Our experts verify, refine, and stand behind every output. You get speed and certainty — not one at the expense of the other.

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1

Engage Online

Select your product and pay securely. Receive your unique matter code and assessment link within minutes.

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2

Complete Assessment

Answer 60+ binary and dropdown questions about your practices. Fully anonymous — no personal information collected. Takes 15 minutes.

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3

Platform Analyses

Our compliance engine assesses your responses against all 13 APPs and AML/CTF obligations, generating a scored draft report.

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Expert Review

A compliance specialist reviews, verifies, and personalises your report before issue. Every report is human-checked.

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Report Delivered

Your Privacy Health Check Report is issued. Remediation services available. Ongoing support via chat.

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Zero personal information in our pipelineAssessment is fully anonymous — responses describe practices only, never individuals.
Fast turnaroundMost reports delivered within 5 business days of assessment completion.
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Support when you need itQuestions answered via our expert chat. Human escalation always available.

Three ways
to get compliant.

Start with your $99 Diagnostic. Upgrade to expert support, document drafting, or an ongoing subscription as needed.

Fix the Gaps
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Document Remediation
Every document your business needs to be compliant — drafted to your actual practices, not boilerplate. Verified by our compliance team and ready to implement.
  • Privacy Policy (APP 1.4 compliant)
  • Collection Notices for all touchpoints
  • Data Breach Response Plan
  • Internal Privacy Handbook
  • AML/CTF Program (Tranche 2 entities)
$999 flat fee · All documents included
Stay Current
🔄
Compliance Retainer
Privacy law is not static. Our retainer keeps your documentation current as the law changes, flags new obligations before they bite, and gives you priority access to our compliance team.
  • Annual policy and document reviews
  • Regulatory update alerts
  • Template updates as the law changes
  • Priority access to compliance specialists
  • Annual health check included
$149/month · or $1,199/year

Built for Tranche 2.
Scaling to every
business it touches.

🔴 Launch Focus

Tranche 2 Wave

Real estate, accountants, lawyers, and financial planners are under immediate AML/CTF and Privacy Act pressure. This is where we're focused right now — and where the urgency is greatest.

🔵 The Horizon

Every Business the Privacy Act Touches

Any Australian business above $3M turnover — and many below — is caught by the Privacy Act. Healthcare, retail, tech, HR, education, hospitality. Our platform scales to all of them.

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Real Estate Agents
Sales, property management, strata, buyers agents. Highest exposure given data volume, RTD obligations, and multiple s6D triggers.
⚠ Tranche 2 · RTD · s6D · AML/CTF
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Accountants
Designated services including property-related tax advice and trust structures trigger Tranche 2 status from 1 July 2026.
⚠ Tranche 2 · Privacy Act
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Lawyers
Conveyancing, property, and trust services are within Tranche 2 scope. Tipping-off rules and CDD obligations now apply.
⚠ Tranche 2 · Tipping-off · CDD
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Financial Planners
Existing AML/CTF obligations expanded by Tranche 2. Full Privacy Act obligations apply regardless of business size.
⚠ Tranche 2 · Privacy Act
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And beyond. Any Australian business that collects, holds, uses, or discloses personal information is touched by the Privacy Act — healthcare providers, HR platforms, retail, hospitality, technology companies, education providers, and more. Our platform is built to serve all of them. If your business handles personal information, we can help.

"Built for the Tranche 2 moment. Designed to grow with every Australian business that handles personal information — which is most of them."
13
APPs assessed
61
Assessment questions
15m
Avg. completion
5d
Report turnaround

Know where
you actually stand.

Register your interest or drop your email — we'll be in touch within one business day.

No spam. No obligation. Just clarity on your compliance position.

hello@standardprivacy.com.au
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Privacy Compliance Assistant Standard Privacy Solutions
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Hi! I can help with questions about AML/CTF Tranche 2, the Privacy Act, Australian Privacy Principles, or our products. What would you like to know?
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